MSOA is committed to providing its clients with the highest quality, maximum impact insurance procurement services in a cost-effective manner. MSOA’s healthcare executives handle negotiated solutions every day and possess the skills and confidence needed to negotiate successfully to protect its clients.  To ensure quality, MSOA assesses client needs thoroughly, recommends the best options, and works in harmony with top tier insurance carriers throughout the nation to implement customized solutions for all physician specialties. Additionally, MSOA offers the administration of renewing and paying for all premiums of insurance policies.

Insurance policy types include:

Malpractice

Escalating malpractice insurance costs comprise a larger and larger portion of provider budgets. Let MSOA assist in easing that burden. Although it is difficult to negotiate malpractice premium price breaks as carriers attempt to restore their profitability, there are measures to control malpractice expenses, including selecting a knowledgeable team, preparing a high-quality renewal submission, reinforcing their commitment to patient safety, and paying attention to carrier financial ratings. MSOA has access to numerous medical malpractice insurance carriers nationwide and strives to negotiate the most reasonable premium with the best quality for every possible specialty.  MSOA handles negotiations for malpractice insurance on behalf of clients and their health care professionals and advises the malpractice carrier upon hiring of new employees.

Workers' Compensation

MSOA understands its client's workforce is their most significant asset. MSOA provides complete workers' compensation solutions including negotiation of terms and the integration of loss control and safety programs. MSOA recognizes that each client's individual operations and work force drive the ultimate design of an effective workers' compensation program.

Cyber Risk Management

The rapidly increasing use of Internet technology has created and expanded new business opportunities and methods for delivering services. However, it has also created new exposures and risks for healthcare providers. With accelerated communication come new "cyber" exposures that require unique risk management consideration. Intellectual Property, HIPAA, Sarbanes-Oxley, and computer viruses have become serious concerns of healthcare providers daily. MSOA delivers effective risk management services and insurance products that ensure that each client’s business is protected against claims evolving from cyber risk.

Property

MSOA’s specialists work to develop an understanding of each client's specific exposures as they relate to the healthcare segment in which they operate. MSOA assists in identifying, developing, negotiating and implementing the property insurance program that is appropriate for each client.

Casualty

MSOA collaborates with clients to implement a casualty insurance policy specific to each client’s needs to ensure against loss or damage to personal property and against damage or destruction under a normal extended risk policy.  MSOA identifies and negotiates  casualty insurance that is appropriate for each of its clients.

Health

MSOA assists clients in obtaining affordable health insurance for its work force and provides comparison analysis of individual health insurance plans. This analysis encompasses individual health insurance, family medical insurance and/or business health insurance and assists clients in choosing the best medical insurance plans for their needs and budget.

Automobile

MSOA assists clients in obtaining the most affordable automobile insurance policies and has access to all the automobile insurers nationwide. Securing the lowest automobile insurance is easy with MSOA.